Fear and Frugality go hand in hand.
Notwithstanding one's means, poor or rich, it's those of us who are most afraid that hold on the tightest to their savings.
It's a risk to give, and an act of courage to thin down or even part with that external layer of material safety padding, by sharing it with others.
This holiday season, remember to make a personal sacrifice. Because you will almost certainly need help one day and then you can hope with all your heart there is someone out there brave enough to help you.
Be that brave someone now, for a friend in need.